NOTE: Stipulations of Fact and Consent to Penalty (SFC); Offers of Settlement (OS); and Letters of Acceptance Waiver, and Consent (AWC) are entered into by Respondents without admitting or denying the allegations, but consent is given to the described sanctions & to the entry of findings. Additionally, for AWCs, if FINRA has reason to believe a violation has occurred and the member or associated person does not dispute the violation, FINRA may prepare and request that the member or associated person execute a letter accepting a finding of violation, consenting to the imposition of sanctions, and agreeing to waive such member's or associated person's right to a hearing before a hearing panel, and any right of appeal to the National Adjudicatory Council, the SEC, and the courts, or to otherwise challenge the validity of the letter, if the letter is accepted. The letter shall describe the act or practice engaged in or omitted, the rule, regulation, or statutory provision violated, and the sanction or sanctions to be imposed.

Steven Emery Floyd
2009016586601

Floyd requested and received temporary automated teller machine (ATM) cards in customers’ names and used the cards to withdraw a total of more than $15,000 from the customers’ accounts without their knowledge or consent, and used the funds for his own personal use and benefit.

Floyd failed to respond to FINRA requests for documents and information.

Steven Emery Floyd : Barred

Tags: ATM    Credit Cards