NOTE: Stipulations of Fact and Consent to Penalty (SFC); Offers of Settlement (OS); and Letters of Acceptance Waiver, and Consent (AWC) are entered into by Respondents without admitting or denying the allegations, but consent is given to the described sanctions & to the entry of findings. Additionally, for AWCs, if FINRA has reason to believe a violation has occurred and the member or associated person does not dispute the violation, FINRA may prepare and request that the member or associated person execute a letter accepting a finding of violation, consenting to the imposition of sanctions, and agreeing to waive such member's or associated person's right to a hearing before a hearing panel, and any right of appeal to the National Adjudicatory Council, the SEC, and the courts, or to otherwise challenge the validity of the letter, if the letter is accepted. The letter shall describe the act or practice engaged in or omitted, the rule, regulation, or statutory provision violated, and the sanction or sanctions to be imposed.

Brian Mark Wacik
2006006537201

Wacik borrowed $45,000 from a public customer, contrary to his member firm’s policy prohibiting registered representatives from borrowing froma customer, and concealed the loan from his member firm by falsifying a response on an annual compliance questionnaire, and failed to repay $40,000 of the loan. Wacik willfully failed to disclose material information on his FormU4. (FINRA Case #)

Brian Mark Wacik: Ordered to pay $40,842.78, plus interest, in restitution to a public customer; Barred