BrokeAndBroker.com and RRBDLaw.com
Privacy Statement

Scope
BrokeAndBroker.com and RRBDLaw.com. consider your privacy important. We are committed to protecting the privacy of all those who provide us with their contact information while using our information, products, events, or services. This policy describes the ways that personally identifiable and anonymous information about our publication subscribers, online media product users, and event registrants is collected, how that information might be shared, and how someone can request changes to the way their personal information is used or shared.

This privacy statement applies to websites operated by or on behalf of BrokeAndBroker.com and RRBDLaw.com.

Information You Volunteer
Personally identifiable information is information that can identify you, such as your full name, email address, postal address, telephone number, and fax number.

We collect personally identifiable information that you choose to provide to us when you subscribe to our sites or blog (either directly or through another company such as a subscription agency); sign up for email materials; or otherwise communicate with us. When you provide this information to us, you are no longer anonymous. We also may receive information about you from other sources and add it to the information you have provided to us.

If you purchase products or services on our website or through one of our printed forms, you may choose to provide us with your credit card information.

We are not responsible for the information you volunteer about yourself.

Anonymous Information We Collect
We use cookies and other Internet technologies to enrich your online experience by managing our website and email programs. Our cookies do not contain any information, in itself, that is personally identifiable.

Cookies
If your browser is set to allow cookies, we may store small amounts of information on your computer about what parts of our websites you have visited and what features you like best. We may then tailor the content you see to match your interests. We also may use cookies to identify members so that they don't have to re-enter their usernames and passwords. Cookies may also be used to limit the number of advertisements you see while on our site. By allowing us to understand how you use our site over time, cookies can help us provide you with a better, more relevant online experience.

The cookies we store on your computer are not accessible on any other companies' websites.

Some ads on our site are provided by outside companies. If ads these contain cookies, they can be accessed only by those advertisers; we do not have access to them.

Most browsers allow you to modify your security to accept or reject cookies. You need not have cookies turned on to visit our site, but without them, your access to some areas may be limited and custom navigation may not be available to you.

Pixel Tags
Like many websites, we may use pixel tags, also known as web beacons, clear gifs, or web bugs. Pixel tags help us improve our understanding of our web traffic and visitor behavior, as well as gauge the response to our promotional efforts. This information is non-personally identifiable and is used for an aggregate picture of how visitors use our site.

If you wish, you may disable pixel tags by setting your browser to omit images and disable Javascript.

Online Ad Serving
We may use industry-standard, third party advertising service companies to serve advertisements when you visit our sites or open our emails. These companies may use cookies, pixel tags, and other methods to collect information (typically not including your name, address, email address or telephone number) about your visits to our and other web sites to provide you with relevant advertisements about products, services, and events during your visit to our website. They can also provide us with aggregate pictures of traffic patterns, help us improve site experience, help advertisers better understand our services, and monitor advertising efforts. You can learn how to opt out of third-party advertisers' tracking methods in conjunction with links, online ads, etc. by visiting the advertisers' sites.

How We Use Your Contact Information
We may use your contact information for any of the following reasons:

* to send you notices for subscription renewal
* to provide you with information about products or services you've ordered, including web events and tradeshows


We may also use your contact information to ask for your input to help in our research about our services, events, or products or to provide you with additional information about our sites and blogs and about products, services, or events that we think might be of interest to you.

All promotional and research email messages you receive from us will include an option to opt out of future email communications from that particular business.

We may also to send you e-newsletters with targeted, relevant content. Each e-newsletter will provide you with an opportunity to opt out of that particular e-newsletter.

In some cases, we may send you relevant, carefully-screened offers from reputable third party businesses or organizations. Many of our customers appreciate receiving these offers because they relate to their business or occupation. However, you will always be able to opt out receiving future third party offers.

Information We Share with Third Parties
We may provide contact lists to third party companies that we have employed to provide us with specialized services, including customer service, subscription fulfillment, research, statistical analysis, list cleansing, postal mailings, email and fax deployment, telemarketing, and other information services. In compliance with privacy laws, we also provide our opt out lists to those third party companies so that they can be suppressed from the communications those companies send on our behalf. We will deal with third party companies whom we believe share our commitment to privacy and who will keep your information secure. From time to time our sponsors may wish to contact our subscribers who have indicated an interest in the products, services or events publicized in a particular e-newsletter by clicking on their link in the e-newsletter. If you do NOT wish to have your email address shared with that e-newsletter's sponsors, you will be given an opportunity within the e-newsletter to opt-out or you may contact us as noted listed below.

If you provide information on a co-branded site or while using a co-branded service, you grant us permission to share the information you have provided with that service or site partner. Their use of your information is subject to their privacy policies.

Certain information, such as your password and credit card information, is never disclosed in any form whatsoever to any outside party.

Information Transfer
BrokeAndBroker.com and RRBDLaw.com are based in the United States of America. Any information you provide may be stored and maintained in a secure database in the United States or transferred to a secure database outside the United States.

In the case of a change of ownership or a merger involving BrokeAndBroker.com or RRBDLaw.com, any business that is part of the contact information associated with that business would be one of those transferred assets.

How We Keep Your Information Secure
We use reasonable precautions, including appropriate technical, administrative, and physical procedures, to protect personal information from loss, misuse, or alteration.

When we contract with other companies to provide us with services, we only share personal information with those that we believe share our commitment to privacy and information security. However, we are not responsible for any breach of security or for the actions of these parties.

Due to the design of the Internet and other factors outside our control, we cannot guarantee that communications between you and our servers will be free from unauthorized access by third parties.

Children's Privacy
BrokeAndBroker.com and RRBDLaw.com’s web sites are not intended for use by children, especially those under the age of 13. No one under the age of 13 should provide any personal information or participate in any forums, chats, or online discussions. Minors under the age of 18 are prohibited from making purchases, including subscriptions, on our sites. Please discourage your children from providing any personal information about themselves to anyone in any public discussion areas.

Terms of Use
By using any of our websites, you consent to our use of your contact information as it is outlined in this privacy statement.

BrokeAndBroker.com and RRBDLaw.com reserve the right to access and disclose personally identifiable information to comply with applicable laws, lawful government requests and any orders of the court.

If we decide to change our privacy statement, we will post the changes on this page. Users are encouraged to review this page for any changes. Your continued use of this site constitutes your acceptance of this entire privacy statement.

How to Reach Us
If you wish to subscribe or unsubscribe from our email communications, please go to the http://rrbdlaw.com homepage and enter the subscribing or unsubscribing email address in the online function so provided.

If you wish to opt out of receiving email, faxes, or phone calls from any BrokeAndBroker.com or RRBDLaw.com. business, please send an email to rrbdlawyer@aol.com.

If you wish to contact BrokeAndBroker.com or RRBDLaw.com’s Privacy Manager, please send your specific questions to: rrbdlawyer@aol.com.

SPECIAL NOTICES

GOOGLE
The DoubleClick DART cookie is used by Google, a third party vendor, in the ads served on our websites displaying AdSense for content ads. Google's use of the DART cookie enables it to serve ads to our users based on their visits to our sites and other sites on the Internet. Users may opt out of the use of the DART cookie by visiting the Google ad and content network privacy policy. We use third-party advertising companies to serve ads when you visit our website. These companies may use information (not including your name, address, email address, or telephone number) about your visits to this and other websites in order to provide advertisements about goods and services of interest to you. If you would like more information about this practice and to know your choices about not having this information used by these companies, click here: http://www.google.com/privacy_ads.html.

INVESTINGCHANNEL
Pursuant to the terms of an Agreement among rrbdlaw.com, brokeandbroker.com (individually and collectively “We” or “Us”) and InvestingChannel, Inc. (also known as “They”) we display and fully comply with this privacy policy, which we believe is in compliance with all applicable laws rules and regulations. This policy is accessible via a link on the home page of each Website and any other pages upon which user information is collected. We also provide a section in this privacy policy that clearly and conspicuously discloses our use of third party ad and collection of information for ad targeting;

InvestingChannel, Inc. has represented to us that it is committed to protecting your privacy. The following statement describes InvestingChannel’s privacy policy as it relates to InvestingChannel's services, including ad placements, advertising, marketing and lead generation.

User Information
Non-personally identifiable information is information that, by itself, cannot be tracked to a specific individual. InvestingChannel may collect non-personally identifiable information while you are visiting an InvestingChannel Web site or the Web site of one of InvestingChannel’s customers, including advertisers and Web publishers. With each advertising impression served, InvestingChannel collects information such as the time of day, URL visited, browser type, browser language, and IP address. InvestingChannel analyzes certain web pages of those publisher websites within our network. InvestingChannel may use page content, form data and URL parameters in order to improve its service to the users. In addition, the visited URL is sent to InvestingChannel's servers from the browser so that InvestingChannel may retrieve the applicable page content from the publisher's servers.

As part of InvestingChannel’s on-going efforts to ensure the best possible experience, they may use any number of features, including Web beacons and cookies, to collect non-personally identifiable information. Web beacons, also known as clear gif technology or action tags, are small colorless image files placed on a Web page for the purpose of tracking the completion of transactions and the submittal of applications, which, in turn, enhances the online experience for our users.

Similarly, a Cookie is a file that the Internet browser places on your computer's hard drive. It is not a virus and cannot erase your hard drive or otherwise damage your computer. A cookie controls the delivery rate of ads to Web browsers such that the number of times a Web browser receives any one advertisement is limited to ensure the best online experience for our users. A cookie also allows InvestingChannel reporting system to estimate the total reach of an ad campaign so that our advertisers can determine with greater accuracy the composition of the audience they reach.

Neither Web beacons nor cookies provide InvestingChannel with an email address or any other personally-identifiable information, and InvestingChannel does not and cannot use Web beacons or cookies to recover such information from the computers of our users. Again, InvestingChannel simply collects non-personally identifiable information for the limited purpose of optimizing the operation of InvestingChannel services, maintaining the quality and integrity of the services, and providing general statistics regarding their users. Although cookies enhance the online experience, Web users always have the option of blocking the use of the same by altering a setting in their browser. Please see your browser supplier's Web site for details on how this may be done if you object to the collection of non-personally identifiable information.

InvestingChannel may place advertisements of third-party advertisers on Web sites that you are visiting. If you choose to click on an advertisement, InvestingChannel may provide non-personally identifiable information to the advertiser and Web publisher. Also, the Web publisher or InvestingChannel’s other partners may use cookies, action tags, GIFs, or Web beacons to collect information when you are visiting their Web sites. The information they collect is governed by their individual privacy policies, not InvestingChannel’s.

Submission of Personally Identifiable Information
When using services offered through InvestingChannel or its customers and affiliates, you may choose to enter your name, contact information, and other personal information. You will have clear notification that they are collecting this information so that you can choose not to provide it. Users may also provide contact information while visiting investingchannel.com to request information.

Use of the Information InvestingChannel Collects

Use of Non-Personally Identifiable Information
InvestingChannel may use non-personally identifiable information collected to improve the quality of InvestingChannel services, for example, by increasing ad placements on Web sites that are receiving more Web traffic and presenting you with ads that they think you would be interested in viewing. InvestingChannel may market its services by sharing Web surfing data with business partners in such a way that you are not identified. InvestingChannel also may provide your non-personally identifiable information to companies so that they can perform services for us.

Use of Personally Identifiable Information
InvestingChannel does not provide personally identifiable information to third parties except under the following conditions. If you provide personally identifiable information as part of an inquiry about products or services provided by one of their business partners, they will provide that information only to that business partner so that they may attempt to provide you with information regarding the products or services you inquired about.

InvestingChannel may use the personally identifiable information provided by users or business partners at investingchannel.com for internal purposes, such as sales, human resources, marketing, and administration (e.g., billing, newsletters and communicating with our business partners and maintaining their account information). They may share this information with third parties who provide InvestingChannel with administrative services. If InvestingChannel shares any of the information collected from you with a third party, their use of that information will be governed by the third party's privacy policy.

Advertising Content
InvestingChannel's services display links to other sites in the form of "contextual advertising." InvestingChannel has no control over the content presented in such advertisements; third party advertisers provide them. The content of these advertisements is intended to show a high degree of relevance to the content you view. InvestingChannel parses the content of the URL visited, determines the relevant context and keywords and passes this information to the third party to obtain the advertisement to display.

Child Protection
InvestingChannel does not offer services to, or target, persons under the age of 18. In compliance with the Children's Online Privacy Protection Act, any information they receive from people they believe to be minors will be purged from our database.

Contacting the Web Site
If you have questions or concerns regarding this policy, you should contact InvestingChannel by sending email to privacy@investingchannel.com with "Privacy" in the subject line, or by writing to Privacy, InvestingChannel, Inc., 52 E. 13th St., Suite 5D, New York, New York 10003.